Loving Electricity Rates
Instantly compare competing electricity company rates and energy plans in Loving, Texas.
Rates for Loving
Graham Griffin
This electricity rates guide for Loving, Texas is current as of June 2026. Loving is a city of 285 residents located in Young County, Texas. Loving's electricity market is regulated, meaning residents are served by their local utility provider.
Guide by Graham Griffin
AboutLoving
Did You Know?
Loving was founded in 1901 and named after Oliver Loving, the famous Texas cattleman who co-established the Goodnight-Loving Trail in 1866. This historic cattle drive route stretched from Texas to Colorado and Wyoming, helping supply beef to mining camps and military posts during the post-Civil War era. The town was established along the Fort Worth and Denver Railway, which brought prosperity to this small North Texas community.
In 2020, Loving made headlines when it became one of the smallest incorporated cities in Texas to receive federal CARES Act funding during the COVID-19 pandemic. Despite having fewer than 300 residents, the city successfully applied for and received grants to upgrade its water infrastructure and improve internet connectivity for remote learning, demonstrating how even the tiniest communities can adapt to modern challenges.
The city's namesake, Oliver Loving, became a legend of the American West and inspired the character Woodrow Call in Larry McMurtry's Pulitzer Prize-winning novel 'Lonesome Dove.' Loving died in 1867 from gangrene after being wounded by Comanche warriors during a cattle drive, and his business partner Charles Goodnight famously transported his body 600 miles back to Texas for burial, a journey that became part of Western folklore.
Loving holds the distinction of being one of the few Texas cities where the entire main street can be walked from end to end in under three minutes, yet it maintains its own independent school district that has operated continuously since 1902. The Loving ISD is so small that it often has graduating classes of fewer than 10 students, but it has produced several college graduates who went on to become doctors, lawyers, and engineers, giving it one of the highest per-capita rates of college-educated alumni in rural Texas.
Every October, Loving hosts the 'Pumpkin Days Festival' where the entire population of 285 residents typically swells to over 1,000 visitors for a weekend celebration featuring homemade pies, live country music, and a pumpkin-growing contest. The festival began in 1985 when a local farmer donated his entire pumpkin crop to the city, and it has since become a beloved tradition that brings together families from across Young County. The event is so popular that many former residents plan their annual visits home around Pumpkin Days weekend.
Loving Electricity Rates Table
| Provider | Plan | Price | Term | Cancellation Fee | Type | Docs | |
|---|---|---|---|---|---|---|---|
 | APGE | APGE - SimpleSaver 15 Credits | 7.4c per kWh | 15 Mo | $250 | Fixed | |
 | Just Energy | Just Energy - Smart Choice - 12 Credits | 7.5c per kWh | 12 Mo | $175 | Fixed | |
| APGE | APGE - SimpleSaver 12 Credits | 7.5c per kWh | 12 Mo | $150 | Fixed | |
 | 4Change Energy | 4Change Energy - Maxx Saver Value 6 Credits | 7.6c per kWh | 6 Mo | $20/Mo remaining | Fixed | |
 | Gexa Energy | Gexa Energy - Gexa Eco Saver Plus 12 Green Credits | 7.6c per kWh | 12 Mo | $150 | Fixed | |
 | Frontier Utilities | Frontier Utilities - Frontier Saver Plus 12 Credits | 7.6c per kWh | 12 Mo | $150 | Fixed | |
 | Cirro Energy | Cirro Energy - Bill Bonus 24 Credits | 7.6c per kWh | 24 Mo | $295 | Fixed | |
| 4Change Energy | 4Change Energy - Maxx Saver Value 12 Credits | 7.6c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
 | Discount Power | Discount Power - Bill Credit Bundle 24 Credits | 7.6c per kWh | 24 Mo | $295 | Fixed | |
| Discount Power | Discount Power - Bill Credit Bundle 12 Credits | 7.7c per kWh | 12 Mo | $150 | Fixed | |
| Cirro Energy | Cirro Energy - Bill Bonus 12 Credits | 7.7c per kWh | 12 Mo | $150 | Fixed | |
| 4Change Energy | 4Change Energy - Maxx Saver Value 24 Credits | 7.7c per kWh | 24 Mo | $20/Mo remaining | Fixed | |
| APGE | APGE - SimpleSaver 14 Credits | 7.7c per kWh | 14 Mo | $250 | Fixed | |
| APGE | APGE - SimpleSaver 15 Credits | 7.8c per kWh | 15 Mo | $250 | Fixed | |
| APGE | APGE - SimpleSaver 12 Credits | 7.9c per kWh | 12 Mo | $150 | Fixed | |
| Just Energy | Just Energy - Smart Choice - 12 Credits | 7.9c per kWh | 12 Mo | $175 | Fixed | |
| 4Change Energy | 4Change Energy - Maxx Saver Value 12 Credits | 8.0c per kWh | 12 Mo | $20/Mo remaining | Fixed | |
| Frontier Utilities | Frontier Utilities - Frontier Saver Plus 12 Credits | 8.0c per kWh | 12 Mo | $150 | Fixed | |
| Cirro Energy | Cirro Energy - Bill Bonus 12 Credits | 8.0c per kWh | 12 Mo | $150 | Fixed | |
| Discount Power | Discount Power - Bill Credit Bundle 12 Credits | 8.0c per kWh | 12 Mo | $150 | Fixed |
As a resident or business owner within Loving, you can choose the electricity provider that best meets your specific needs.
Compare Power is a free consumer service started in 2009 to help residents of Loving shop for their lowest-rate electricity plan.
Plan information is presented in a user-friendly format that enables quick and simple comparison of available plans and options.
Plans from many different energy providers are presented in a standardized layout, making evaluating alternatives simple and quick.
This assures Texas energy customers avoid hidden markups and advertising gimmicks by comparing plans "apples-to-apples" without consuming hours and hours calling different energy providers or sorting through hundreds of websites.
Electricity Price Trends in Loving
Energy in Loving is deregulated. As an energy customer, you have a choice when picking a retail electricity provider (your energy provider), which gives you insight and control over your energy bill.
Deregulation of energy in Texas de-monopolized the energy market for most of Texas, the city of Loving included, which introduced lots of competition.
As a result, many fantastic energy companies compete for your business in Loving by offering low prices, making it a great time to shop, switch, and save costs on your energy bill.
As many as 65+ providers compete for your account in Loving, and hundreds of plans exist to sort through.
Average Electricity Rates in Loving
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The average residential electricity rate in Texas is 15.7¢, 13% less than the U.S. average.
EIA Electricity Rates - National Average (3 Year Trend)
Residential YoY
+7.6%
Commercial YoY
+7.5%
Industrial YoY
+12.1%
Source: U.S. Energy Information Administration
Data through January 2026 · Up to date as of June 7, 2026
EIA data is typically published 2-3 months after the reporting period. Recent months may not yet be available.
Got me the cheapest electric. Nice.
How to Find the Best Energy Plan in Loving
#1 rule: Determine what your usage is!
Knowing how much electricity you will use in a month is the ideal way to find a deal on energy in Loving. Why should you care?
The rate electricity companies advertise is for an exact monthly usage (typically 2000 kWh).
Every plan has a different calculation for how your monthly statement is computed, and your monthly bill will change according to how much electricity you use each month.
Unless you match the exact advertised usage each month, you will end up paying an effective "price per kWh" different than what you observed when you signed up.
Fortunately, there's a better way to pick your electricity plan.
Calculating your total monthly bill based on anticipated monthly usage, then comparing options by the total monthly bill is the best way to shop for the best rate for your household.
Better yet, if you have a year of usage history for your household, you can compare plans by total annual cost. This annualized method considers the changes in usage between the summer and winter months and is the ideal way to find the perfect electricity plan for your home.
Compare Power does all the complicated math for you instantly. What could take you hours on a spreadsheet is solved briefly.
We put you in the driver's seat, taking what would amount to hours of research, spreadsheets, and calculations across hundreds of plans and guide you step-by-step to the electricity rate plan that's best for your home's usage.
We clarify the fine print, disclosing the various charges, so you'll know precisely where your money is going and what to expect on your monthly bill.
We then assist you in enrolling with your selected power provider without leaving our website.
The bottom line is you should know your expected or historical usage before picking the right energy plan for your home.
If you don't know your usage, estimate
Suppose you recently purchased a home or business or cannot obtain 12 months of usage history. In that case, you can always estimate your average energy in any given month.
While not as optimal as having all the previous 12 months of usage, estimating your average usage is better than blindly choosing the first plan you see advertised by an electricity company at a specific usage that isn't what you'll consume.
Use Compare Power to shop for the best electricity plan for your specific usage.
Moving to Loving: Setting up Electricity
If this is your first time setting up electricity service in Loving, to get the best rate, you need to get the previous 12 months of energy usage for your new home.
Ask the previous homeowner to provide you with their past 12 months of usage.
This information is readily found in recent billing statements.
Acquiring usage for the past 12 months may take effort, but the time (and savings) will be well worth it.
Once you have historical usage, Compare Power will do the math instantly to help you find the best plan for your home's usage pattern.
Note: If you cannot obtain historical usage information, a second option would be to estimate your future usage using our "Help Me Choose" tool. By simply entering your zip code, the tool can assess your home's projected electricity consumption.
Sign-up for a plan in minutes through Compare Power. We will remind you when it's time to come back to switch and save at the end of the plan term you decide on.
Switching Electricity Companies in Loving
Switching is good. Market conditions are always changing, so it is important to shop for a lower price every year when your contract is close to expiring.
Your existing electricity company will typically raise your electricity rate once your term expires. If you do not act, you'll be left on a month-to-month rate significantly higher than the plan you signed up for.
Before renewing your contract, shop the rates of competing electricity companies.
Switching can save you hundreds or thousands of dollars yearly on your energy bill.
Switching is easy:
- You don't have to call your current provider to cancel (no "break-up call")
- No one comes to your home
- There is no disruption in your electricity supply
- It takes just minutes
When you switch, your new energy provider will handle everything, including terminating service with your previous provider.
Your lights stay on when you switch. Electricity in Loving is all delivered by the Oncor Transmission and Distribution Utility.
The wires and poles that deliver power to your home do not change when you switch energy companies. Therefore the reliability of your service is not affected.
You can choose any date within 14 days of your contract expiration without an "early cancellation" fee. Texas law protects you here.
If you're still under contract, find out how many months remain on your contract. You can set a future start date with most companies up to 6o days in advance.
The amount saved each month by switching to a different electricity company may outweigh the one-time fee to get out of your contract early.
If you're ready to switch and would like to know how to find the best plan remember that knowing your usage is the best way to find the cheapest rate.
Keep in mind that when you get ready to switch and you want to know the most efficient way to find the right plan at the best rate, it is essential that you first understand your usage. To accomplish that, you must collect the usage history for the past 12 months.
Loving Energy Companies
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Are you looking for a great electric company in Loving?
You can sign up for service with great electricity providers such as TXU Energy, Reliant, Direct Energy, and more.
To sign up, learn more, or view current rates, click on your chosen company.
No-Deposit Electricity Plans in Loving
If you need to find an energy plan in Loving that requires no deposit, we can help.
If your first selection of plans mandates a deposit, Compare Power will automatically show you additional plans that require no money down.
Instead of calling all sorts of energy providers or browsing through websites to determine if different electricity companies require a deposit, this will save you tremendous time and effort.
Working for you, we will instantly review any deposit obligations for other plans, allowing you to get power and return to your everyday activities stress-free.
Learn how to get no-deposit lights.
Deposit Waivers
You may be eligible to waive the deposit if you meet one of the Texas Public Utility Commission §25.478 - PUCT §25.478.
Loving Business Energy Rates
If you own a business in Loving, you're in good company.
Loving is home to many small and large businesses and is a thriving town to run a business.
You need to shop for prices from competing providers to manage your energy costs.
Compare Power bridges the gap between your business and energy companies by inviting various energy companies to compete for your business in a sealed bid process.
You enroll your information on Compare Power, and the companies will present their bids. You pick the best price. Simple, quick, and easy.
Click here to get competing quotes for your business electricity.
Loving Utilities
Electricity
To learn more about smart meters or to download your electricity usage, visit .
To report an issue with your electricity service or power outages in Loving, visit the or call them at .
Gas
For gas service in Loving, call or visit the Loving official city website to determine your provider.
Waster/Sewer/Garbage/Recycling
In Loving, the City of Loving usually handles water, garbage, sewer, and recycling services.
Other Utility Service Areas in Texas
Not in the Texas-New Mexico (TNMP) Service area? Search low electricity rates by service area and local utility company.
Click on your Texas Distribution Utility (TDU) below to compare electricity rates in your service area.
- CenterPoint
- Oncor
- Texas-New Mexico Power (TNMP)
- AEP Texas North
- AEP Texas Central
- Sharyland Utilities
View Electricity Prices for Zip Codes in Loving
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View Electricity Prices for Cities Near Loving
Are you searching for a lower electricity rate in a different city? If so, you can find the location below and then click to sign up for a more affordable electricity plan.
Don't see your city on the list? Use the zip code finder to search for your new low rate in your city.
Loving Electricity Rates FAQs
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