Best Bill Credit & Usage Credit Plans
Graham Griffin
senior-writer
Get discounts on your electricity bills throughout the year
We've rounded up our best bill credit usage discount energy plans so you can quickly find the best energy deals for your usage.
Enroll today: Fixed-rate plans are as low as $0.078/kWh per kilowatt-hour ⤵️
Our bill credit plan picks
Small spaces - Gexa Saver Value 12
Apartments and smaller homes use less electricity throughout the year than large spaces. Gexa's Saver Value 12 plan discounts your electricity bill by using between 500 and 1500 kWh monthly. We believe this bill credit plan offers a good fit for smaller spaces with lower monthly electricity usage.
Large spaces - Gexa Saver Premium 12
Larger spaces, like multi-bedroom homes, use more electricity throughout the year than smaller spaces. Gexa's Saver Premium 12 plan discounts your electricity bill by using more than 2000 kWh monthly. We believe this bill credit plan offers a good fit for larger spaces with higher monthly electricity usage.
What are bill credit energy plans?
Bill credit plans can be an excellent way to save if you understand your monthly electricity usage and are shopping with a full year of historical usage.
After a year of sky-high electricity prices, bill credit plans could save you money on your monthly electricity bills if you can take advantage of the discounts.
Bill credits can be a game changer for you, but you need to shop with your home's electricity consumption to ensure you're choosing the right plan for your home.
Before you buy, enter your electricity usage here on Compare Power, and we'll show you a detailed price breakdown for each plan.
Compare the prices of bill credit plans versus 12-month fixed-rate plans, so you know which plan will help you save the most on electricity throughout the year.
Find the right plan for your home and checkout in as little as five minutes, at no cost to you.
Help Me Choose
Are you curious about bill credit plans?
Find the right plan for your home in five easy steps.
4Change Energy |
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Learn more about bill and usage credit plans from 4Change Energy and find the right plan for your home.
Constellation |
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Learn more about bill and usage credit plans from Constellation and find the right plan for your home.
Frontier Utilities |
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Learn more about bill and usage credit plans from Frontier Utilities and find the right plan for your home.
Gexa Energy |
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Learn more about bill and usage credit plans from Gexa Energy and find the right plan for your home.
Just Energy |
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Learn more about bill and usage credit plans from Just Energy and find the right plan for your home.
New Power Texas |
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Learn more about bill and usage credit plans from New Power Texas and find the right plan for your home.
Which bill and usage credit plan is right for you?
You've probably seen advertisements for energy plans that include bill and usage credits.
Discounts on your electricity can help cut down on your electricity bills, but which plan is right for you?
The short answer is that it depends on your electricity usage. A bill or usage credit plan will be ideal if you know you will hit the minimum usage to get the discount.
Take a closer look at each provider's bill and usage credit plans. Each plan varies slightly, so it's vital to look at the details to ensure they fit your home.
Bill credit discounts
| Provider | Discount | Usage |
|---|---|---|
| 4Change Energy | $100 | 1000+ kWh |
| Constellation | $35-50 | 1000-2000+ kWh |
| Frontier Utilities | $100-125 | 1000-2500 kWh |
| Gexa Energy | $35-125 | 500-2500 kWh |
| Just Energy | $100 | 1000+ kWh |
| New Power Texas | $95 | 1000+ kWh |
Compare all plans at a glance
| Plan | Provider | Discount | Usage | Early Termination Fee | Upgrades |
|---|---|---|---|---|---|
| Maxx Saver Select 12 | 4Change Energy | $100 | 1000+ kWh | $20/month remaining | $19.95/month for green energy |
| Maxx Saver Select 24 | 4Change Energy | $100 | 1000+ kWh | $20/month remaining | $19.95/month for green energy |
| 36 Month Usage Credit | Constellation | $35-50 | 1000-2000+ kWh | $150 | n/a |
| 12 Month Usage Credit | Constellation | $35-50 | 1000-2000+ kWh | $150 | n/a |
| Saver Plus 12 | Frontier Utilities | $125 | 1000+ kWh | $150 | n/a |
| Super Value 12 | Frontier Utilities | $100 | 1000+ kWh | $150 | n/a |
| Max 12 | Frontier Utilities | $100 | 2000-2500 kWh | $150 | n/a |
| Eco Saver Plus 12 | Gexa Energy | $125 | 1000+ kWh | $150 | n/a |
| Saver Deluxe 12 | Gexa Energy | $100 | 1000-2000 kWh | $150 | n/a |
| Saver 12 | Gexa Energy | $95 | 1000+ kWh | $150 | n/a |
| Saver Advantage 12 | Gexa Energy | $40-80 | 1000-2500 kWh | $150 | n/a |
| Saver Value 12 | Gexa Energy | $35-50 | 500-1500 kWh | $150 | n/a |
| Saver Premium 12 | Gexa Energy | $100 | 2000+ kWh | $150 | n/a |
| Superb Saver 12 | Gexa Energy | $50-100 | 1500-2500 kWh | $150 | n/a |
| Power Plus 36 | Just Energy | $100 | 1000+ kWh | $175 | JustGreen renewable energy |
| Power of Credit 36 | New Power Texas | $95 | 1000+ kWh | $125 | n/a |
| Power of Credit 24 | New Power Texas | $95 | 1000+ kWh | $125 | n/a |
| Power of Credit 12 | New Power Texas | $95 | 1000+ kWh | $125 | n/a |
How to switch
You can save money by switching energy providers. Market conditions are constantly changing, so it is critical to shop for a lower rate each year when your contract expires.
When your current energy contract expires, your energy provider will typically raise your electricity rate. If you do nothing, you will be charged a monthly rate significantly higher than the plan you signed up for.
Check the rates of competing electricity companies before renewing your contract. Switching could save you hundreds to thousands of dollars on your electric bill each year.
Switching is easy:
- You don't have to contact your current company to cancel (no "break-up call")
- No one comes to your home
- There is no disruption to your electricity supply
- It takes just minutes
When you decide to switch, your new electricity provider will handle everything, including terminating service with your previous provider.
When you switch, your lights remain on. Your Transmission and Distribution Utility provides electricity in Texas (TDU).
When you switch energy providers, the wires and poles that deliver electricity to your home remain unchanged. As a result, the dependability of your service is unaffected.
Without incurring an early termination fee, you can choose any date within 14 days of your contract's expiration date. You are protected under Texas law.
Find out how many months are left on your contract if you're still under contract. Most providers allow you to schedule a future start date up to 60 days in advance.
Even if you're well into your contract, the savings on your monthly bill from switching companies may outweigh the fee for breaking your current contract.
If you're ready to make the switch and want to know how to find the best plan, remember that understanding your usage is the best way to find the lowest rate. To do so, you'll need to collect usage data for the previous 12 months.
Texas energy companies
Looking for a great Texas electric company?
You can sign up for services from companies like TXU Energy, Reliant, Direct Energy, and others.
To view rates, learn more, or sign up, select the company of your choice.
Texas energy by zip code
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Texas energy near you
Are you looking for a lower electricity rate in another city? If so, you can find the location below and then sign up for a more affordable electricity plan by clicking here.
If your city is not on the list, use the zip code finder to find a rate lower than what you currently pay.
Bill credits FAQs
What are electricity bill credits?
A bill or usage credit is a discount on your electricity bill when you use a certain amount of electricity each month. Most bill or usage credit plans have higher costs for electricity that are offset by these discounts.
Are usage credit plans worth it?
It all depends on your usage habits. For households that hit the minimum electricity consumption required to get the discount, a bill or usage credit can help you cut down your electricity bill.
Interested in bill and usage credit electricity plans? Find out which plan is right for you with your home usage history on Compare Power.
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