Comisiones por rescisión anticipada

Enri Zhulati
editorial-director
Comisiones por rescisión anticipada
¡Hola! Si estás leyendo esto, lo más probable es que te estés enfrentando a las Comisiones por Terminación Anticipada (ETF) por alguna de las siguientes razones:
Está planeando mudarse y necesitas salirte pronto de tu contrato de electricidad en Texas.
Estás a la caza para un plan energético más asequible.
O te estás arrepintiendo de su actual contrato de electricidad y quiere hacer un cambio.
Por suerte para ti, te cubrimos las espaldas. A continuación, descubrirás cómo funcionan los ETF, cómo evitarlos y cómo cambiar y ahorrar, aunque sea pagando por un ETF.
Principales conclusiones
- No tiene que pagar una ETF si se va a mudar o atraviesa dificultades económicas.
- El Public Utility Commission of Texas (PUCT) limita la cantidad que una empresa de electricidad puede cobrarte por rescindir tu contrato antes de tiempo.
- Puede ahorrar dinero, aunque pague una ETF, cambiando a un plan de electricidad mejor para su hogar.
What Exactly Are Early Termination Fees?
Early Termination Fees (ETFs) are, drumroll please, fees you are charged if you want to terminate yourelectricity contract early.
Any time you sign up for an electricity contract, you'll see an ETF noted on theElectricity Facts Label (EFL).
These fees come in a few different varieties and can range from $20 per month remaining on your contract to anywhere in the ballpark of $250.
Why do they exist?
To put it simply, ETFs exist because electricity companies buy the electricity for your home before you even sign up for service.
Since they've already paid for the electricity, they put an ETF in place to protect that investment.
If you were to sign up for a plan and then cancel a month in, the electricity company would be stuck with that extra electricity and no way to make money.
Ultimately, business is business, and the electricity companies want to protect their money, even if it means taking yours.
Different Types of ETFs
As we mentioned earlier, there are two different kinds of ETFs you'll see:
- Flat Fees: This is a set fee, usually between $100-250, charged no matter when you cancel your contract.
- Variable/Prorated Fees: These fees decrease as you get further into your contract. The later you cancel, the less you pay. Most are $20 per month remaining on your contract.
Limits on ETFs to Protect You
While ETFs are in place to protect businesses, thePublic Utility Commission of Texas (PUCT) has rules to prevent excessive fees. Here's the cap:
- For residential customers: $20 or 10% of the remaining contract value, whichever is higher.
- Forsmall business and commercial customers: $50 or 20% of the leftover contract value.
These limits keep providers from locking you into a contract with steep ETFs.
When Are You Not Charged an ETF?
Under PUCT §25.475, you're off the hook for ETFs if:
- You're facing extreme financial struggles and can't afford your bills.
- You're permanently moving away from your service address.
- There's been a death in the family.
- The provider fails to uphold the contract terms.
Avoiding ETFs
If you're moving out of your Texas home, you don't have to pay these ETFs. Just call your provider to cancel and give them proof of your move.
You're exempt if you face financial hardship or issues with your provider's service. In these cases, you can contact your provider for more details.
And if you want to switch at the end of your contract, you have a 14-day window to make that change without being charged.
Electricity Companies that Will Cover Your Early Termination Fee
When you switch toRhythm Energy, the company will cover up to $150 in early termination fees from your previous electricity provider.
Plus, they offer a30-day Easy Energy Promise, which means you've got one month to try Rhythm out or leave early without a penalty.
How can you get reimbursed for my electricity company's early termination fees if you switch to Rhythm?
Within 60 days of starting service on a qualifying Rhythm plan, send Rhythm Energy an email with the following attached:
- A copy of your bill from your old supplier showing you were charged an early termination fee to switch to Rhythm.
- A copy of the payment made for the final bill, reflecting that the final payment was made, including the ETF.
Their team will verify the documentation and complete the reimbursement process as soon as they receive it. Please keep your account current and pay your bills with Rhythm on time so you can receive your reimbursement after your 91st day of active service with Rhythm. The reimbursement will be applied in loyalty points equal to the value of your old supplier's early termination fee, up to $150, which can be redeemed for bill credits.
Please note: You will only be eligible for this early termination fee reimbursement once, and participants in any of Rhythm's Solar Buyback plans or Variable Plans are not eligible. Customers must not have any past-due charges to qualify for the credit to be applied.
Could Switching Save You Money Despite an ETF?
It's possible. Even with an ETF, a switch could save you money in the long run if you're overpaying for electricity.
Your first step towards savings is getting your home's electricity usage and dropping it into our usage tool. You'll instantly see monthly bill estimates and the total cost of each electricity plan.
Then, all it takes is some simple math to see which plan will save you the most money. Check out the video below to see what it looks like:
Muy útil, Compare Power hace que cambiar de proveedor no sea estresante. Introduje mi consumo de kwh del año pasado y podría haber ahorrado mucho dinero si hubiera utilizado este sitio y me hubiera cambiado antes.
¿Atascado en un contrato?Explorar opciones 👉
Evitar los ETF en el futuro
Por supuesto, las Comisiones por Terminación Anticipada (ETF) ayudan a hacer posibles esas atractivas tarifas eléctricas promocionales, pero tienes opciones para evitarlas por completo:
Planes sin contrato: ¿Quiere cambiar de plan cuando quiera? Opte por planes mensuales algo más caros, sin la carga de las ETF.
Electricidad de prepago: Con estos planes, pagas por adelantado lo que utilizas. Cuando interrumpes el servicio, no queda saldo, por lo que no hay ETF.
Tome el control y ahorre ahora
¿Quieres evitar el riesgo de que te cobren comisiones por cancelación anticipada más adelante? Consulta los planes de electricidad con tarifa fija más actuales y las opciones fiables sin contrato.
Introduce tu código postal a continuación y explora las mejores ofertas disponibles cerca de ti.
<strong>Ver hoy
Historias de tejanos como tú
En Compare Power, nos aseguramos de que los tejanos como usted tengan opciones de electricidad sencillas y justas sin sorpresas desagradables.
Nuestro mercado está repleto de precios francos, asistencia local genuina y recomendaciones personalizadas para su hogar. Considérenos su asesor local, que le guiará hacia el plan energético perfecto.
Eche un vistazo alhistorias reales de tejanos que han usado Compare Power. Vea cómo hemos convertido la tarea a menudo desconcertante de elegir planes de electricidad en una brisa para usted, el consumidor - el que paga por estas cosas.
Contenido relacionado
Why the Cheapest Plan Isn't Always Your Lowest Bill
Electricity plans in Texas advertise prices that don't match your real usage. Learn how to calculate true costs — or skip the math with Live Link™.
Leer másTexas Electricity Move-In Checklist
Moving to a new home in Texas brings many decisions, and your electricity service is one that can significantly impact your budget. This comprehensive checklist will help you navigate the process smoothly and avoid common pitfalls that cost Texas movers hundreds of dollars annually.
Leer másPrice Volatility in the ERCOT Grid
Explore how Texas power prices swung from negative to triple the average rates, what this means for consumers, and how ERCOT's grid affects energy costs.
Leer más